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If you consolidate or refinance your federal loans with a private lender, you give up certain benefits and protections that the federal government gives to federal student loans.

If you are a Minnesota resident with private or federal student loans, the Minnesota Legislature provided funding for the Student Educational Loan Fund Refinancing (“SELF Refi”) Program, administered by the Minnesota Office of Higher Education.

Below we've ranked the leading student loan refinancing and consolidation companies. There are many different benefits and drawbacks of what each student loan consolidation and refinancing lender offers, and it is important to be aware of all of them.

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Sallie Mae also offers extensive 529 College Savings Plans for students and their families, as well as banking services and student friendly insurance policies for health, auto, home and tuition.The coalition members consist of financial aid professionals participating within Direct Lending.For Common Originations and Disbursement(COD)Support call 1-800-848-0978 or e-mail [email protected] Mae is the country’s premier financial services company specializing in the needs of college students and their families.Originally founded in 1972 as a government sponsored agency, Sallie Mae began privatization in 1997.

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